Surprising things your Golf Insurance might cover...
Did you know, the value of golf clubs imported into the UK in 2018 was over £80 million? Golf club theft in the UK is also estimated at around £10 million per annum. Most insurance policies will cover your clubs and golf equipment for loss, theft or accidental damage. But many golf insurance policies could cover things you might not expect! Here are some things to look out for when purchasing insurance for your golf equipment...
Unattended vehicle cover
One thing you might want to check is whether your insurance includes unattended vehicle cover*. This should mean your equipment is covered even if you leave your clubs in the car; ideal if you want to head into the clubhouse after a round of golf! At The Insurance Emporium, our Golf Insurance includes unattended vehicle cover up to £5,000^ as a Standard Benefit.
If anything does happen to your clubs, you don’t want to have to cancel your golfing plans! Replacement hire looks to cover the cost to hire clubs (up to the amount detailed in your policy) while you’re waiting for your repair or replacements. This should help you get out on the fairway while you’re waiting for equipment to be repaired or replaced!
This is one that could be nice to have to claim. Every golfer is chasing that elusive hole-in-one, but if you’ve ever sunk one, you know the celebrations can get expensive. That customary round of drinks for everyone in the clubhouse can quickly add up! Hole-inone cover should help to cover the costs of the round, so you can carry on with the celebrations without financial worry!
Unlike the hole-in-one cover, here’s one you wouldn’t want to have to claim. Injury to your mouth or teeth can be an unfortunate reality when playing or practising golf. Nobody wants to take a golf ball or a golf club to the chops! At The Insurance Emporium, our Golf Insurance policies include cover for dental treatment as a Standard Benefit, with up to £500^ cover per incident on selected policies.
Obviously travel abroad right now is restricted, but when things settle down, a golfing holiday could be on the cards! If you’re itching to take your clubs on holiday, you might want to consider checking whether the insurance for your clubs and golfing equipment includes worldwide cover. Golf Insurance from The Insurance Emporium includes up to 30, 60 or 90 days’ worldwide cover, depending on the policy you choose. Here’s hoping we can get away soon enough!
If you’re unsure if you’ll be covered in a specific situation, it’s always worth asking your insurer whether or not you’ll be covered. Some insurers may let you add optional cover to your policy, ensuring you’re covered when you need it. At The Insurance Emporium, we offer a range of Optional Benefits. Family member cover allows your family to be covered on your policy and cover for gadgets and mobile phones could cover your phone, golfing smartwatch or other devices while golfing. There are many other things your golf insurance might cover, too. At The Insurance Emporium, our Golf Insurance policies also include new-for-old cover, accidental property damage cover and cover for your personal belongings while playing or practising at a golfing venue. What’s more, TG readers can get an extra 5 percent discount on your Golf Insurance policy using code SWING99†! Visit theinsuranceemporium.co.uk/TG99 to see if we have the policy for you!
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*Unattended Vehicle Cover from The Insurance Emporium subject to compliance with the security requirements set out in your policy wording.
^Cover levels based on a Portrush policy where the premiums are paid monthly.
†Terms and conditions apply. This offer is only redeemable on new lunar and calendar monthly Golf Insurance policies and not where premiums are paid annually. Offer ends 31/12/2021 and is not available in conjunction with any other promo